As a car owner, you know that unexpected repair costs can quickly add up and cause stress on your finances. One way to protect yourself from these unexpected expenses is by investing in a vehicle service contract, also known as an extended warranty. USAA, a reputable financial services provider, offers its members a vehicle service contract that can help ease the financial burden of car repairs.
What is a USAA Vehicle Service Contract?
A USAA vehicle service contract is essentially an extended warranty that covers the cost of repairs and replacements for covered vehicle components. Unlike a manufacturer`s warranty, which typically only covers defects in parts and workmanship, a vehicle service contract can cover a wide range of repairs, including wear and tear, breakdowns, and even some accidents.
USAA offers several different levels of coverage, from basic powertrain coverage to more comprehensive plans that cover all major mechanical and electrical components of your vehicle. Members can choose the level of coverage that best suits their needs and budget.
What is Covered by a USAA Vehicle Service Contract?
The specific components covered by a USAA vehicle service contract depend on the level of coverage you choose. However, some components that are typically covered by most plans include:
– Engine components, including the engine block, cylinder head, and timing chain
– Transmission and drivetrain components, including the transmission, drive shaft, and differential
– Electrical components, including the starter, alternator, and battery
– Air conditioning and heating systems
– Suspension components, including shocks and struts
– Steering and brake components
– Fuel system components, including the fuel pump and fuel injectors
– High-tech components, such as navigation systems and backup cameras
What are the Benefits of a USAA Vehicle Service Contract?
The main benefit of a USAA vehicle service contract is the peace of mind it provides. Knowing that you`re covered in case of a major repair can help alleviate the financial stress that comes with unexpected car repairs.
In addition, USAA offers several other benefits to its members who purchase a vehicle service contract, including:
– 24/7 roadside assistance, including towing, jump-starts, and tire changes
– Rental car reimbursement for up to 10 days if your car is in the shop for a covered repair
– Transferable coverage if you sell your car before your contract expires
How to Purchase a USAA Vehicle Service Contract
To purchase a USAA vehicle service contract, you must be a USAA member. Membership is open to active and retired military members and their families, as well as certain honorably discharged veterans and their families.
Once you become a member, you can purchase a vehicle service contract online or over the phone. USAA also offers a 30-day money-back guarantee, so if you`re not satisfied with your coverage, you can cancel within the first month and receive a full refund.
In conclusion, a USAA vehicle service contract can be a valuable investment for car owners who want peace of mind and protection from unexpected repair costs. With several levels of coverage to choose from and a range of covered components, USAA`s vehicle service contract offers flexibility and protection for its members.